Accounting and Financial Planning

Let’s build something…

Where does your accounting and financial planning sit on the success scale.

Prospering, or problematic?
Coordinated, or chaotic?
Strategic, or struggling?

Between business and life, a lot of precious hours can be chipped away by DIY accounting, managing your personal financial planning, and a never-ending pile of financial admin tasks you hate to neglect but love to avoid.

Keeping on top of your numbers and growing your personal and business wealth takes time, expertise, and energy of yours better spent doing what you’re best at.

Bring us on board to do what we’re best at. 

Accounting and financial planning services that serve as a valuable team player in helping you grow your business, master your personal wealth planning, and celebrate with you as you prosper.


Years of Experience


Clients helped

Fred Mahar - Managing Partner

Tax Accounting & Planning

Helping you navigate and understand your tax compliance and reporting obligations so you can rest easy at tax time.

Tax accounting and tax planning is about more than just your annual tax return. It’s about strategically mapping out your entire financial year to minimise the tax you’re obligated to pay from your professional and personal income streams.

From complex cases to housekeeping, from farmers to freelancers, we help you manage your tax compliance, BAS reporting, identify tax concessions and offsets, and futureproof your returns with proven tax-effective strategies.

Grow Your Business

Standing shoulder-to-shoulder with business owners in strategizing, planning, and structuring your business to promote opportunity and growth.

It’s the dream of every business owner to grow into something that doesn’t simply survive – but something that actively thrives. Our business accounting and advisory services work with businesses of all shapes and sizes from sole traders and SMEs to sizeable companies and budding start-ups. We help you build your best financial framework, streamline your processes, take care of your business tax, and do all the financial heavy lifting.

We start by learning where you’ve come from and understanding where you want to be, then work with you through thick and thin to see your business meet its full potential.

Financial Planning

Planning your personal and professional financial strategies to build towards the life you’ve dreamed of and the legacy you want to leave.

Going through each stage of life without sound financial planning means you could be flying blindly towards an uncertain financial future. Finding an expert financial planner at any age, lifestyle, and circumstances is a smart investment for growing and securing your personal finances.

We unravel the complex parts of personal finances, help you build robust investment strategies to suit your risk profile, show you how to get the most from your personal investments, personal insurances, superannuation, explore self-managed super fund strategies, and work towards a happy and comfortable retirement.

Our Story


Hard teamwork, sheer determination, and countless hours knuckling down in the chair form the bones of FM Mahar & Associates as a business.

The team is headed by founder, Frederick Mahar, who is a self-confessed overthinker, a stickler for details, and above all else, puts your satisfaction at the centre of the business. Launching FM Mahar & Associates in 2003, Frederick - like so many - had a dream of working for himself in a profession that succeeds by working for the success of others.

Today, the FM Mahar & Associates accounting team have cultivated a leading reputation as skilled local accountants who share the same goal – achieving the best accounting outcomes for you, your family, and your business.

Fred Mahar - Managing Partner
Ebony Lynch - FM Financial Planning Partner

Financial Planning

The FM Mahar & Associates financial planning team have a clear and humble mission – to help you reach financial freedom.

Ebony Lynch and Aime Sandri are the dream team of financial planners putting quality in relationships over quantity in portfolios to pay your personal financial planning the attention it deserves. Our team believe that financial planning and advice is for everyone at every life stage, and that it holds a valuable key to unlocking the freedoms made possible through establishing goals, forming strategies, and working together to secure your personal wealth streams.

The FM Mahar & Associates financial planning team are known for their friendly and supportive approach to financial advice and their ability to take complex financial strategies and turn them into clear, actionable advice.

Hear why our clients love us.

Francis Beck

Highly recommend FM Mahar for all my accounting needs.

Xavier Farrelly

Jon Warburton has gone out of his way to assist promptly in negotiating the twists and turns thrown up by Covid 19 allowing us to remain focused on our business.

Jayden Gleeson

The team at FM Maher have been absolutely fantastic in getting my tax return sorted fast and professionally as well as helping sort out my Superannuation fund.

Tam Bull

The team at FM Maher have been absolutely fantastic to help me review my super. So happy with the outcome.